Identity Theft is a growing threat to everyone.  We often think of Identity Theft coverage as a kind of “fluff” coverage.  Think again!  Identity Theft recently hit home with Wilson Mutual Marketing Representative Jim Schoenecker. This is his story…

No identity theft for me!

Wrong I had my wallet stolen out of a locked locker at the YMCA just weeks ago?  When I discovered it missing my first reaction was one of anger.  I did not know what to do or where I could find a resource to assist me.  I filed a police report and fortunately the officer was very helpful and had a nice checklist for me to begin closing accounts and putting credit bureaus on notice.  Through my discussions with YMCA staff and the police officer, I was astonished at the rate of frequency in which this happens!

I used to think of Identity Theft as a find of “fluff” coverage.

I was also given a description as to one of the predator approaches on this.  The predator will sit in their car in the parking lot and watch for women entering the facility who are not carrying a purse. Guess what, they presume the purse is in the locked car…and boom. They break in and make off with the purse.  Sickening huh?  Just one of many scams targeting hard working, honest citizens.

I used to think of identity theft as a kind of “fluff” coverage.  No longer, it is just as necessary as coverage to protect you from fire.  Statistics suggest you or someone you know has had their identity stolen.

The lesson I learned was to be proactive.  Document what you carry in your purse or wallet. Have card and cancellation numbers on file. Don’t carry unnecessary cards.

Above all, carry Identity Theft Coverage.