- Cindy Steinbach, Mayville Insurance Agency, Inc.

Bodily Injury Liability

Bodily Injury Liability protects you if someone else is injured by your vehicle while you are operating it. In the event of a serious accident, this coverage can help provide a legal defense if another party involved in the accident decides to file a lawsuit against you. Bodily Injury Liability can also help you cover expenses for things such as medical bills, loss of income or pain and suffering.

Property Damage Liability

Property Damage Liability covers any property or objects damaged by your car. In most cases damages to other's property usually involves their automobiles, but there are some instances where your automobile could damage someone's fence, or even their house. When deciding how much coverage you should consider, keep in mind that you will need to have enough to cover damages your automobile might do to another automobile or another person's property.

Personal Injury Protection

Personal Injury Protection will cover medical expenses for you or your passengers after a traffic mishap. Not only can Personal Injury Protection help you with medical expenses, but it can also help you with such as lost wages, funeral expenses and even child-care expenses.

Comprehensive Coverage

Comprehensive coverage takes care of losses resulting from incidents not handled under typical Collision Insurance coverage (fire damage, animal damage, etc).

Collision Coverage

Collision coverage helps to protect the damages you car has endured from the result of an accident (your car hits a car, car is hit by another vehicle, etc.). It can also help you pay for repairs or the replacement up to the Actual Cash Value of your automobile.