Umbrella Liability Insurance

Umbrella Liability Insurance

Who doesn't appreciate a safety net, even when it comes to Liability Insurance Coverage? An Umbrella Liability policy is true to its name, offering extra coverage which can be employed when the forecast looks gloomiest. Umbrella Liability becomes active once a claim against you exceeds regular Business Auto Insurance or General Liability Insurance limits.

Umbrella liability adds extra coverage to you, your employees, and your contractors working for you. It is the smart, affordable way to safeguard against extra, unforeseen expenses not covered by a regular policy.

- Brad Steinbach, Mayville Insurance Agency, Inc.

Umbrella Liability Insurance for Every Business

Each insurance policy has a limit. When limits are reached Umbrella Liability Insurance covers the difference. Most might think it is meant for wealthy businesses or professions such as physicians or contractors. In truth it could be a situation such as a employee driving the company car and creating a pile-up on the interstate. Thus resulting in an immense amount of damage.

Libel, Slander, Defamation of Character, Invasion of Privacy

Umbrella liability policies also protect against lawsuit awards for libel, slander, defamation of character, invasion of privacy and other claims. It is a great tool to have applicable when a lawsuit surpasses the amount of coverage available from your liability and business insurance policies.

Did you know?

If you operate a home-based business, and have employees and clients come to your house often, your homeowners policy might not provide coverage.

BRAD STEINBACH
TRACY THORESON